André Jozua Gericke started on 1 January 1987 as a Representative in Randfontein. When FAIS came into effect on 30 September 2004, he was on the register from day one. He spent 28 years at Metropolitan Life, rising to Area Manager for Gauteng West & Central — overseeing 11 branch managers and 2 regional administrators.

While management chased new premium volume, André focused on what actually made money: keeping policies on the books. Metropolitan’s actuaries had written a persistency program that proved if a policy survives its first 3 premium payments, there is a 90% probability it persists to month 12 and beyond. Nobody understood it. André did. The result was the highest PCR in the country for 24 consecutive months. His area was not the biggest writer. It was the most profitable. The industry called him Mr PCR.

Heinz Gericke is a software developer who builds the operational backbone behind the compliance. SYSPRO ERP, EDI integrations for SA’s largest retailers, full-stack development — applied to financial services. He designs the supervision tracking, reporting systems, and document management that keep everything audit-ready without manual overhead. Together they deliver what no standalone KI can: deep regulatory expertise backed by real systems.